Buying in Israel from abroad: the guides
Plain-language guides for foreign residents and olim buying an apartment in Tel Aviv or Ramat Gan: purchase tax, mortgage, bank account, power of attorney, costs, renting out and new build vs second-hand.
Purchase tax for foreign residents
How much purchase tax (mas rechisha) a non-resident pays when buying an apartment in Israel in 2026: the 8% and 10% brackets, the oleh track, deadlines, and worked examples.
Read the guide →Mortgage for non-residents
Can a foreign resident get an Israeli mortgage? Yes, usually up to 50% of the price. What the banks ask for, how income abroad is assessed, rates, terms, and how to prepare before you fly in.
Read the guide →Buying remotely with a power of attorney
How foreign buyers sign, pay and register an apartment in Israel from abroad: notarised power of attorney, apostille, consular signing, video viewings and what still needs you in person.
Read the guide →Opening an Israeli bank account
Why you need an Israeli bank account to buy property, which documents banks require from non-residents, FATCA and CRS forms, how to transfer funds, and the lawyer’s trust account alternative.
Read the guide →The buying process step by step
The full sequence for a foreign buyer: budget, area, viewings, offer, lawyer’s checks, contract and deposit, caveat, payments, delivery and registration, with realistic timings for Tel Aviv and Ramat Gan.
Read the guide →Costs and fees beyond the price
Everything a foreign buyer pays on top of the price in 2026: purchase tax, lawyer fees, brokerage, 18% VAT on services, registration, mortgage costs, appraisal and translation, with a worked budget for a ₪3M apartment.
Read the guide →Renting out from abroad
What a foreign owner needs to know about letting an apartment in Tel Aviv or Ramat Gan: the three income-tax tracks (exemption, 10% flat, marginal), typical yields, lease terms, property management and the tax on a future sale.
Read the guide →New build vs second-hand
Buying off-plan in Israel: the Sale Law bank guarantee, payment schedules, index linkage, delivery delays and the developer’s specification, compared with second-hand buildings, urban renewal (TAMA 38 / pinui-binui) and what each means for a buyer abroad.
Read the guide →Estimator: purchase tax & mortgage
Enter a price and your status, get the estimated purchase tax and monthly payment.
Open the estimator →A question about your own situation?
An English-speaking agent answers on WhatsApp, connects you with a lawyer and a bank used to foreign buyers, and shows you the homes that fit your budget.